To be fair, one year is too short a period to judge the schemes' performance.
Following are certain important things that lenders consider while processing loans to self-employed...
The Union Budget announcement of a minimum support price (MSP) that will be 50 per cent more than the cost of production has started a debate on the calculation of cost. Ramesh Chand, member, NITI Aayog, speaks to Sanjeeb Mukherjee on this and related issues.
Prithviraj Hegde explains the first results of the demonetisation exercise in layman terms.
Prithviraj Hegde explains the first results of the demonetisation exercise in layman terms.
Prithviraj Hegde explains the first results of the demonetisation exercise in layman terms.
The emperor has no political power, yet he enjoys a unique place in Japanese society, notes Dr Rajaram Panda.
LS MPs are paid Rs 2.8 lakh per month plus travel and other perks which works out to nearly Rs 177 crore for 545 MPs during the last financial year. Add another Rs 78 crore for the Rajya Sabha MPs, according to data.
Refusing to be cowed by pressure being brought on him, Oil Minister S Jaipal Reddy on Friday said the decision for mining group Vedanta Resources' $9.6 billion buyout of Cairn India will be taken by the Cabinet without "sacrificing" on national interest.
The fair market value of an immovable property will be higher from the acquisition cost.
The need to redo the math has become necessary following directions from the political leadership.
Banks will introduce hybrid home loans with stiff penalty on prepayment and shifting.
Invest intelligently to beat inflation, so that you won't have to pay a price for every paisa earned.
While existing base rates and loans linked to it will continue, new loans will be linked to the MCLR, which is likely to be lower
The best possible move would be for the government to spend the funds on activities like infrastructure development or as it deems fit, says Soumya Kanti Ghosh.
Companies think they are too big to bow before regulators.
Corporate indebtedness is now twice what it was before the global financial crisis; banks' bad loans ratio is 3.5 times higher.
Chief Economic Advisor Arvind Subramanian's interview.
Smart home loan is a product which combines the home loan with your current or savings account.
Services sector slowed down in May on weak economic factors.
Loan waivers will never be enough. Reforming the agricultural marketing system is essential to addressing the concerns of farmers in a sustainable manner, says Nitin Desai.
A tight interest rate regime and falling demand will induce the suppliers of goods to cut prices and focus on inventory rather than ego. Tight interest rates affect demand too, as in home and vehicle loans, but the hit cannot and should not be taken by consumers, says Govindraj Ethiraj.
Will demonetisation lead to a rate cut, leading to higher quantum of lending?
A government can't just take away public money, and the RBI can't extinguish its liability. 'The RBI has to honour the value any time a person with legal and taxed money lays claim on the value.'
About two dozen discoveries of the state-owned ONGC, Reliance Industries and the Gujarat State Petroleum Corp (GSPC) in KG Basin alone are languishing for want of right price.
'Challenges will come but we will stay the course. No big step can be taken if one is afraid of criticism. We will not flinch from criticism,' says Railways Minister Piyush Goyal.
Traders believe the RBI will step in more strongly, if the rupee starts falling towards 65
The overall message to the middle class is: the days of freebies are over.
Priya Nair tells you how you can use technology to invest better and maximise returns.
A salaried individual needs to file returns as a business owner if s/he has a high turnover while trading in stocks or futures & options, reveals Tinesh Bhasin.
'EVMs are absolutely credible, they are robust.' 'It's only a calculator with certain instructions. And the sim card inside an EVM is burnt and cannot be reprogrammed.' 'Besides, the machines are circulated among various states. No machine is allowed to remain in one state after an election.' 'By far, it is one of the finest innovations India should be proud of.'
25,600 cases of banking fraud totalling Rs 1.79 billion were reported up to December 2017. 'There is an inherent legacy when it comes to insuring crime.' 'Generally, most banks are uncomfortable in sharing data about employee fraud.'
The government has become used to accounting for TDS as its income even though it knows a significant portion needs to be returned as refund
India's limited overs captain Mahendra Singh Dhoni said the job of a finisher is one of the toughest and it is difficult to find a 'complete' player who is adept at batting in lower order and take the team through when the chips are down.
The message to bankers from Raghuram Rajan was clear.
This is Modi's first bilateral visit to Myanmar.
Stocks below a certain size in terms of market capitalisation don't attract much institutional interest
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